Voluntary 403(b) Plans

Retirement savings plans are designed to supplement retirement income from a state plan or function as a stand-alone option. Employees may select pre-tax or post-tax options.

UF 403(b)

Contributions and earnings are allowed to grow tax-deferred until the money is taxed as income when withdrawn from the plan.

Eligibility

  • Faculty
  • TEAMS
  • USPS
  • OPS (including Housestaff/Residents, Graduate Assistants, Post Doc Associates, Post Doc Residents, and Adjunct Faculty)

Enrollment

Contact Fidelity Investments to start saving on a tax-deferred basis through salary deduction.

IRS Contribution Limits

The limits for this plan are based on the calendar year. Visit the Retirement Plan Contribution Limits page for the current year’s maximums.

Publications

Resources

Loans/Hardship Withdrawals

Voluntary savings plans are designed for long-term retirement planning purposes. UF 403(b) plans allow for loans or hardship withdrawals under very specific circumstances and according to the plans’ loan and hardship policy statements. Contact your Retirement Investment Provider List for more information.

Update My Beneficiary

Login to your Fidelity account to update your beneficiary information.


 


Voluntary SUSORP (Tax-Deferred 403(b))

Contributions and earnings are allowed to grow tax-deferred until the money is taxed as income when withdrawn from the plan.

Eligibility

Enrollment

IRS Contribution

The limits for this plan are based on the calendar year. Visit the Retirement Plan Contribution Limits page for the current year’s maximums.

Forms

Publications

Resources

Loans/Hardship Withdrawals

Loans and hardship withdrawals are not allowed.

Update My Beneficiary

Contact your investment provider to update.