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Retirement Plans

Plan for the future with investment options that grow along with you.

Build your retirement roadmap with competitive pension plans, investment accounts and a host of voluntary add-ons. Think big-picture and take advantage of all the University of Florida has to offer.

Investment PLan Enhancements

Investment plan enhancements

We’re stepping up our UF-sponsored investment services to better serve your financial interests.

State Retirement Plans

State Retirement Plans

Eligible employees will participate in one of three retirement plans administered by the State of Florida: Florida Retirement System Pension Plan, Florida Retirement System Investment Plan and the State University System Optional Retirement Program.

Health Center 403(b) Plan (AEF Retirement Plan)

Health Center 403(b) Plan (AEF Retirement Plan)

Some Clinical Faculty at the Health Science Center are designated by their college or department to participate in the AEF retirement plan in addition to the State University System Optional Retirement Program.

Voluntary Savings Plans

Voluntary Savings Plans

Faculty, TEAMS, USPS, and OPS employees (including Housestaff/Residents, Graduate Assistants, Post Docs, and Adjunct Faculty) may participate in voluntary savings plans via payroll deductions. The University offers both 403(b) and Deferred Compensation (457) plans.

Retirement Plan Limits

Retirement Plan Limits

The IRS sets limits on the amount of money that can be contributed to your retirement plan(s).

FICA Alternative Plan

FICA Alternative Plan

Employees in certain temporary positions participate in this program in lieu of earning credit for Social Security.

Special Pay Plan

Special Pay Plan

Faculty, TEAMS, and USPS employees who receive vacation and/or sick leave cashouts $5,000 or more participate in this plan.

DROP

DROP

Vested Pension Plan members who reach their normal retirement date may participate in DROP. DROP allows you to effectively retire under the FRS Pension Plan.

FLARE (Financial Literacy & Retirement Education)

FLARE (Financial Literacy & Retirement Education)

Financial Literacy and Retirement Education, or FLARE, is a resource to assist in financial and retirement planning needs. The goal of FLARE is to provide the information you need to make educated decisions regarding personal finances and alleviate one more stressor in your daily life.

Ready to Retire?

Ready to Retire?

Steps to follow as you prepare to retire, including detailed checklists to assist in your transition from an active employee to a retiree

Investment Provider List

Investment Provider List

A list of investment service providers